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HFA Reports: Generational & Consumer Buying Trends

Furniture World Magazine

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With the right strategies and tools, retailers can elevate their online presence and drive lasting success.

The home furnishings industry faces significant changes in buying behaviors that have the potential to unlock increased customer engagement. The Home Furnishings Association (HFA) recently convened a panel of industry experts to discuss this topic. Included were Marissa Peacock, founder of Strategic Peacock and a lecturer at the University of Illinois, who specializes in social media strategy and marketing; Scott Wyman, head of strategy at Elevate, who focuses on market strategy, digital marketing, and data-driven consumer research; Stephanie Lena, principal designer at Lena Design, who studies consumer shopping behaviors to create on-trend furniture; and Jonathan Preciado, vice president of strategic research and insights communication at Synchrony, who provides expert analysis on consumer and industry trends. The group discussed the following generational buying patterns and shared research-driven insights.

The Consumer Landscape

The conversation largely focused on how millennials, Gen Xers, and baby boomers possess distinct characteristics, purchasing behaviors and brand expectations. The consensus was that understanding how these groups differ is crucial for retailers aiming to strengthen their customer connections.

Millennials: The Rising Powerhouse. Millennials (ages 28-43) are a dominant group with a staggering $2.5 trillion spending power. They are reshaping the home furnishings industry as they continue to purchase homes and expand their families. Lena explained that this generation purchases multi-functional furniture to help them maintain stylish, organized homes while seamlessly storing their children’s belongings. Sustainability is a key priority for millennials. They gravitate toward brands with compelling stories, ethical practices and a commitment to doing the right thing. Elevate’s Scott Wyman highlighted the importance of leveraging customized marketing strategies to engage this demographic in ways that resonate with their socially conscious mindset and practical needs.

“Gen X seeks detailed product information and educational content to guide buying decisions, viewing furniture as an investment rather than an impulse buy."

Gen X: Savvy Decision-Makers: Gen X (ages 44-59) remains a powerful consumer group with $3 trillion in spending power. They prioritize quality, durability, and informed decision-making. Unlike millennials, their purchases are driven by a desire for long-term value and lifestyle enhancement. They seek detailed product information and educational content to guide buying decisions, viewing furniture as an investment rather than an impulse buy. This generation responds to traditional and digital marketing. They are drawn to brands that provide clear messaging and high-quality craftsmanship.

Baby Boomers: The Established Segment. Members of the baby boom generation (ages 61-75) are downsizing or aging in place. Lena’s research suggests that downsizing boomers are interested in smaller, space-saving furniture, while those who choose to age in place prioritize comfort and accessibility. Features like elevated seat heights and lightweight, easy-to-maneuver pieces can attract members of this group. While many boomers prefer in-store shopping experiences, they increasingly embrace purchasing online, requiring furniture retailers to pay attention to this group across omnichannel platforms. By catering to their preference for traditional service and digital convenience, brands can effectively engage this influential consumer group.

Gen Z: The discussion also touched on Gen Z. Although many still live with parents, their purchase decisions are driven by authenticity and brands' back stories, which mirror millennials’ values.

Customized Personalization

The panel agreed that for home furnishings, customized personalization is now a requirement rather than an option. Wyman emphasized the need to understand shoppers’ motives and emotional triggers. He suggested a “3 WHY” approach. For example, if a customer responds to an initial “Why” question, such as “Why did you come in today?” and get the surface-level reply, “I need a dining table,” the RSA could ask, “Why do you need a table?” Let’s say the second response is, “Because I have kids.” Asking the third question, “Why does that matter?” will likely reveal the shopper’s motivation. They might say, “The kids spill food, so I need something durable and easy to clean.” Knowing that preference for family-friendly, stain-resistant furniture will help define the optimal sales and follow-up marketing approaches to best serve this customer. It usually takes three questions to get to the heart of the matter.

By repeating this process, retailers identify patterns in buying behaviors, lifestyle needs and emotional triggers. Instead of just knowing a customer’s age or income, they find keys to solving their customers’ problems with customization, personalized promotions and tailored store layouts.

Viewing customers as real people with unique motivations and pain points, Peacock added, makes creating personalized experiences easier.

Analytical Tools

Preciado mentioned that today’s consumers expect personalized engagement and are more comfortable with analytical tools, like cookies, to enhance their shopping journeys. Wyman expanded on this insight, explaining that retargeting and follow-ups are essential, as every demographic craves a different experience. Millennials, for example, respond well to influencer-driven content, while Gen Xers prefer detailed, educational insights that highlight product features. By understanding these preferences, retailers can tailor their approach to resonate with each audience.

The Role of Technology

Technology has revolutionized furniture retailing, offering tailored solutions for every generation.

  • Millennials gravitate toward augmented reality tools that help them visualize furniture items in their homes.
  • Gen X relies on AI for in-depth product research and finding resources.
  • Baby boomers appreciate AI-driven customer service assistance.

Preciado and Wyman highlighted how today’s consumers expect seamless, omnichannel experiences where online tools and in-store interactions work together to deliver value and convenience. From AI-powered recommendations to real-time product details, integrating innovative technology enhances satisfaction, builds trust, and simplifies the buying journey. By strategically leveraging these tools, retailers can create personalized, frictionless shopping experiences that meet the evolving demands of modern consumers.

Leveraging Social Media & Influencers

Social media is powerful for building authentic connections and driving consumer engagement across generations. Peacock said that younger consumers, particularly millennials and Gen Z, seek genuine and relatable brands. Wyman highlighted the strategic role of influencers, explaining that while macro-influencers can boost brand awareness, micro-influencers with a local presence can effectively drive in-store traffic. The key is aligning influencer partnerships with brand values and audience expectations.

Different generations engage with content on their terms.

  • Millennials favor influencer-driven content on Instagram and TikTok.
  • Gen X relies more on Facebook and television for purchasing decisions.
  • Across all age groups, platforms like Reddit and Google Reviews serve as trusted sources for crowd-sourced opinions.

To establish credibility, brands must focus on consistent messaging, value-driven content, and storytelling that resonates across demographics. As Peacock noted, an effective social strategy isn’t just about showcasing products; it’s about creating a brand narrative that feels aspirational and authentic. By leveraging the right mix of content, platforms, and influencers, retailers can cultivate trust, engagement, and long-term loyalty.

Financing: Diverse Economic Preferences

The approach to consumer financing is evolving, with transparency and choice playing a pivotal role in purchasing decisions. Preciado and Wyman highlighted how different generations engage with financing options.

  • Millennials favor flexible solutions like buy now, pay later (BNPL).
  • Gen X and baby boomers seek clear, straightforward financing plans with well-defined terms.

Regardless of age, consumers expect upfront, concise information that allows them to make informed decisions confidently.

Financing at its best empowers customers with detailed insights, easy-to-understand terms, and responsive customer service. Ensuring flexibility and clarity in financing options builds trust and accommodates the diverse economic preferences of today’s consumers.

The Niche VS. Mass Targeting

When HFA asked if retailers should balance their approach to serving different demographics or focus on a niche market, the consensus was that success is more likely with a balanced approach—leaning into a core audience to avoid stretching marketing efforts too thin while keeping an eye on evolving trends. This allows for sustainable growth without alienating loyal customers. Wyman mentioned geographical differences as another crucial factor. What sells in Salt Lake City, where homebuyers may prioritize spacious, functional designs, might not resonate in South Florida, where a coastal aesthetic and vacation home furnishings dominate. Understanding regional preferences, lifestyle factors, and economic conditions ensures that marketing efforts are personalized and effective.

By adopting a data-driven, localized approach, retailers can fine-tune their product selections and advertising strategies, maximizing reach without diluting their brand identities. Whether through influencer-driven campaigns for millennials, educational content for Gen X, or omnichannel experiences for baby boomers, knowing who to serve—and where can be the key to long-term success.

"Across all age groups, platforms like Reddit and Google Reviews serve as trusted sources for crowd-sourced opinions."

Looking Ahead: Trends & Opportunities

Retailers must go beyond surface-level insights and adapt to shifting generational buying behaviors. Success lies in crafting customer-centric experiences that align with each group’s evolving expectations. Millennials demand authenticity and sustainability, Gen X values in-depth information and product quality, and baby boomers prioritize convenience and service—yet all generations seek seamless, personalized engagement.

By implementing the insights and strategies HFA’s panel discussed, retailers can navigate the complexities of generational buying trends to create meaningful, lasting relationships with consumers. As the market evolves, staying informed and adaptable will be key to sustained success.

 


 

About HFA:
HFA is a trade organization dedicated to serving furniture retailers. Our mission of service is built on Community, Advocacy, Resources, and Education to support retailer interests and the success of the home furnishings industry. HFA provides members with programs, resources, services, and a unified voice in government relations. For more information about HFA and its programs, visit www.myhfa.org.

 

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